Find and Apply For Grants Money Online

Types of Grant Programs

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Going Global With Grants

I had worked with grants for more than 15 years when at the beginning of this year I decided to go international. Following my interests, I decided to focus on getting grant funding for organizations working outside the United States. Little did I know that I will have to master a whole new language of grantspeak and a whole new and different world of funders.

The Language
We, grant professionals in the US, have our own jargon. Not surprisingly, there are parallel jargons in other parts of the world. Just as an example, what I would call a preproposal or preliminary proposal is referred to as a "concept note" by non-US funders. In several cases, particularly in the European Commission grant proposals, I came across a matrix called Logical Framework Analysis (LFA or logframe), which to me looks like a combination of a logic model and an implementation schedule that I used to do for American federal grants. Supposedly this LFA format has actually been developed in the US (by USAID) in the 1970s, and it seems to have become an international hit.

Another aspect that seems to be much more important when developing proposals for international NGOs is the gender factor. Since the situation of women and girls in many countries of the developing world is so different from that of men and boys, many funders are very sensitive to gender issues in project design and delivery. We have to always consciously keep it in mind and explicitly address equitability of participation in the project and distribution of resources.

Funders and where to find them
International NGOs get their funding from anywhere they can (Isn't it what everybody does?) While American nonprofits seem to mostly rely on US funders, international NGOs look everywhere. Even though I worked on many international projects before, they were always funded by US funders and always managed by an American organization, in most cases an educational institution. It was quite an eye opener for me to delve into the world of international funders. There are several categories of funders to consider.

First, there are multilateral development banks. They are called multilateral because they are financed by many governments. Their geographic focus can be global or regional. Examples of such banks are the European Bank for Reconstruction and Development, the World Bank, Asian Development Bank, International Development Bank. Their main business is to provide loans and advice to client governments, but their local country offices often make grants to NGOs. Their grant programs are not necessarily easy to find on their websites so it takes some digging to get the information, but it's worth the effort. Many of them also have excellent background research for specific regions and countries that is much more current than information on the US State Department or USAID sites.

Some multilateral agencies also fund NGOs, for example United Nation's International Children's Emergency Fund (UNICEF), United Nation's Educational Scientific and Cultural Organization (UNESCO), United Nations Development Program (UNDP), United Nations Development Fund for Women (UNIFEM) and World Health Organization (WHO). Navigating the huge UN bureaucracy can be difficult, but once the relationship is established, it can last for many years. Other agencies, such as OPEC, for example, also have grant programs for NGOs.

There are also Official Development Assistance (ODA) Agencies of governments of wealthy countries, which usually have well developed websites with information on funding initiatives and application processes. Some of the NGOs I have worked with received funding from Scandinavian development agencies, the Australian AusAID, and the Canadian International Development Agency. The truth is that many other governments are much more generous with their international aid that our government.

Private foundations exist not only in the United States. Some of my client NGOs received grants from foundations in Switzerland, Germany, UK or the Netherlands. Searching for these foundations is more complicated as there is no good database that includes all of them.

International corporations are also a big source of funding internationally. All of them (or almost all) consider corporate social responsibility (CSR) and corporate philanthropy (CP) an important part of doing business. The latest iteration of their approach is what they call "creating shared value"-an approach designed to deliver as much value to the company as to society. They tend to fund projects that are related to their business focus (e.g. pharmaceutical companies fund projects that focus on healthcare access and quality) and in the areas where they operate, but there are exceptions. Their websites are fairly easy to locate and the application processes are clear and easy to follow.

International Nongovernmental Organizations are global charities that raise money from a variety of sources and support projects in the developing world. Many of them focus on a specific issue, such as American Save the Children or French Medicins Sans Frontieres. Connecting with them and maybe even creating a close partnership in certain areas can result in funding for specific initiatives.

On the whole, researching funders for international organizations and projects is a little like doing detective work. To get beyond the obvious sources, you have to follow clues and hunches and develop your own tracking mechanisms and your own database of potential funders. Like everything, the more you do it, the easier it gets.

As other countries are getting wealthier and more philanthropic and the US economy is struggling, philanthropy and grant making are becoming more and more international. Maybe it's time to think about broadening your grant seeking? Creative partnering is a good way to start, but that's a whole new topic... www.linked2grow.com

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Friday, 20 July 2012

College Student Loans-Federal and Private Loans

College Student Loans-Federal and Private Loans
When a student or parent sets out to obtain a loan and/or financing a college education there are a many different sources they can go to in order to acquire the funding necessary. However, there are two different categories of loans which are either federal loans or private loans.
As for federal funding for college, in many cases it is much easier to get the financing if you fit the criteria set in place. By far, one of the most popular federal student loans is the Stafford loan. There are two types of Stafford loans which are the federal family educational loan and the William D. Ford federal direct loan. The process of obtaining a Stafford loan is through the student filling out a federal student aid application, then once approved they will sign a promissory note on the loan.
The only real difference between the two types of Stafford loans is where the actual funding is coming from. For a direct loan, the funds are coming directly from the federal government as for a FFEL loan, the funding comes from either a bank, credit union or another participating lender in the program.
There are also a couple more that should be mentioned in this article and those are the Parent PLUS and Perkins loans. First, the Parent PLUS loan is designed for parents in need of assistance for paying their child's college fees. This loan basically will fill in any gaps that the parent needs in order to cover all the college expenses fully.
The Perkins loan is basically a student loan which can be applied for at the college or university financial aid office which usually has a very low interest rat, but has a maximum loan amount of around $4,000 each year for students. They are federal fund and can be added to other types of funding. There are late fees and fees for skipping payments on the Perkins loan as well.
These loans and more can all be inquired upon at your selected college or university.
Credit history may not be as necessary if it is necessary at all in obtaining these types of funding options. As opposed to federal student loan funding, there are many private lenders willing to provide assistance for college funding as well. However, if you so decide to take the private lender route for financing a student loan, it is important to remember that most will need a bit of a credit history from the potential debtor and will most likely require a co-signer on the loan if the student with not much credit history at all is attempting to obtain the financing.
Federal funding for college students who need the financing, as well as parents is very available for anyone who has a need for such funding and it would be a good idea to look at all the options available in order to compare interest rates, fees, and more as these student loans will be around for a while after college as some loans will begin the payment schedule immediately during college like the Parent PLUS. Other repayment schedules will begin after 6 months for Stafford loans and 9 months for Perkins. So it would be a good idea to get all this information first hand before making any quick decisions about your college student loans.









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Saturday, 14 July 2012

Free Government Grant Applications Online-Apply Free Grant Money

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Read more > Free Government Grant Applications Online-Apply Free Grant Money

Tuesday, 10 July 2012

Get Free Government Grants-Free USA Government Grants 2012


Get Free Government Grants-Free USA Government Grants 2012
The cost of living is going up everyday and the expense of attending any school or university is much higher than it was just a few years ago. With these expenses in mind, more and more students are looking for funding sources that can provide them with real money to help offset some of these higher expenses that college and universities are charging. From tuition, books, room and board and other costs of attending any type of school or educational institution, the need for financial help is very real and finding any of the 2012 Free Grants that are available and that you can qualify for could mean a lot to you and how you pay for attending your school or college.
Finding Free Grants and other sources of Grants for education and school purposes has never been easier since we now have the power of online search. The internet has made finding any type of school financial aid much easier because you can now find and locate funding sources and then see almost immediately if you qualify for that type of Free Grant or source of funds. There are many different types of Free Grants for 2012 and some of those will include the very popular Pell Grant program that is administered by the government as well as many other private and publish Free Grant programs that you need to check on to see if you can qualify for the funds. 
There are Free Grants and other funding sources for different type of students and or their degree fields. Many companies, both public and private, offer serious types of money and grants to students that fit their qualifications. Some require that you are involved in a certain type of industry or degree program to apply and receive the funds. Others hold local competitions for Free Grant Money and Scholarships that work well in local areas and communities.
Going back to the most popular of the Free Grants for 2012, the Pell Grant, you should make time and effort to see if you can qualify for any funds provided through the Pell Grant program because they have an upper limit in the $5,000 range at this time and these funds do not need to be paid back after you leave school. This is one of the most important parts to receiving or applying for Free Grants is that you do not have to be burdened with a repayment obligation. The upper limits of the 2012 Pell Grants could change and they often do because of how much funding is available for the college, schools and universities have to distribute to their students.
It is our recommendation that you start the search and application process early and do not give up. First of all, find the Free Government Grants and other programs that you qualify for and then set up a schedule for applying to all of them. The applications need to be very clean and neat and you need to be aware of any other supporting type of documents, essays or letters that the funding source may be requiring for this type of grant program. It is always a good idea to follow up after you have sent in your application to make sure they received it and if there is anything else you can provide to help your case or cause. It really pays to go overboard here with follow ups and checking to make sure you are in the loop.
The good news is that if you are reading this then you are looking ahead and have a jump on the many other thousands of students that will be looking for 2012 Free School Grants and other funding options. Some of the best ways to start your Free Grant search is with an online search. From there we recommend that you look around your own town or city to find the clubs, associations or organizations that offer Free Grants or Scholarships yearly to local students based on certain requirements. 
These are some of the best types of Free Grants and Student Money that you can find because there will not be thousands of other students applying. From there you want to look at your state level to see what is available for students living in your state and then if you are attending a school in your state. 
There are many great opportunities to find 2012 Free Personal Cash Grants if you set up your search routine like a real business and be very methodical about how you apply and follow up with each and every application.
We are not a direct funding source for Free Grants or any type of school loans or money. We do provide some free and useful information that might be able to help you organize your search for Free Grants and other sources of money for college or your education. Start early and understand that you could be competing against many other students for the same type of money or 2012 Free Student Grants so put your best foot forward with a clean, neat Free Grant Application supported with all information that is required and asked for. 
 Do not send in an application that is not complete just because you are tired or in a hurry to go out. If your application is not complete then put it aside until you have the time and energy to complete it in a professional and orderly fashion. Remember that you have serious competition for these funds and when trashy looking applications are received and compared to a nice, neat application, who is going to win? You get the picture. Start early and good luck with your 2012 Free Grants search and applications.











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Read more > Get Free Government Grants-Free USA Government Grants 2012

Monday, 9 July 2012

Free US Government Grants-Free Federal Grant Money

Free US Government Grants-Free Federal Grant Money
Free Grant money is nothing new. In fact, federal grant money has been quietly available for decades now. The government will literally GIVE you money to start a business, expand a business, start a non-profit and hundreds of other reasons.
But knowing where to find the free money and apply for it gets a little trickier. A great source for details on where to find and apply for free grant money is an eBook I found called Free Government Money Secrets. The book is all about getting free grant money and free federal grants. I strongly recommend that you apply for the us government grants ,for now here are some facts.
Grants can really help people who are not financially stable. The only way to get it is by following the application process and hope that is enough for the committee to approve such a proposal.
To date, there are over 1500 federal grants that are subdivided in its 57 agencies. Some examples of this are the Department of Agriculture, Education, Homeland Security, Housing, the Occupational Safety and Health Administration and the Federal Emergency Management Agency.
A grant in one field is not only given to one person. This is because the budget for example for small business is about $151 billion, education gets about $86.4 billion, research and development is allotted $96.5 billion while those working for non profit organizations have $103 billion.
There are no limits imposed to the number of grants that the person can apply for. It is possible to be awarded three at the same time and all the recipient has to do is use it wisely.
There are three ways to apply for a grant. The first will be to approach the targeted federal agency in person to get the proper forms. If people are too busy to do this, this can also be done online. The last is by going through a middleman such as a non-profit organization that can help argue one’s case.
There are certain guidelines that the individual must comply with in order to be eligible for such a grant. Since each federal agency has a different set of requirements, it is best to do some research first which will increase the chances of getting that application approved.
The committee that will be reviewing the documents submitted by the person will need something concrete before it decides to award a certain amount of money. This means that a letter and perhaps some projections of what the individual is trying to do should be submitted.
The people responsible for approving the small business grant will like to see the profitability of such a plan. Those in the field of education will probably check how well the student is doing in school. Those working on research and development would like to see the progress of the work and even the finished product.
This must also have a timetable and most important of all, the amount that will be needed for the grant. Some recipients can get $15,000 while others can get more. This really depends on the scope of the project.
Hundreds of applications come in every year. The best way to keep track of this is by recalling the CDFA number or the funding opportunity number. The person can call the agency or log on online to find out the status of the application.
If the proposal was not approved, the person should not feel disappointed. Perhaps there was something missing which should be improved on or this could work if it was submitted to another agency.
In any case, there is also no limit to the number of times that a proposal can be sent. This means the individual can sent it again next year to the same agency with the necessary improvements.
Borrowing money from banks and any other institution is tough because of interest rates and something has to be offered as collateral. This is the reason that many would rather apply for a USA free government grants.












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Free Government Money From Barack Obama-Apply Free Grants Money

Free Government Money From Barack Obama-Apply Free Grants Money
The Obama administration has enacted a federal grant program which gives people $15,000 in free funds to buy, or improve a home. There is even money for homeowners who are past due on their existing mortgage.
This Government funded program has a wide variety of new Government grants, and other free money opportunities for homeowners or home buyers.
Here are some examples of just a few of the new grants, and free money opportunities available from Obama's plan:
-Homeowners can receive up to $2,000 to pay off any past due money due on a mortgage
-Home buyers can get up to $15,000 towards the purchase of the house. There are also new tax incentives for home buyers, but that is a separate incentive.
-Homeowners can get $5,000 to repair, renovate, or improve their current home.
-Up to $10,000 for a new roof for your home
-Tax rebates and cash incentives for energy efficiency
Due to the tough economy and worse housing market, President Obama and his administration announced this plan to stimulate growth. Billions of dollars are being pumped into this program to help the economy, and homeowners.
The only requirements which must be met to use this plan is that:
-You are a U.S. citizen
-You are over 18 years old
Thats it. If you meet these requirements you could get free money from the Government to buy or improve your home. Millions of people have already used this plan to their advantage, and millions more still can.
People everywhere should use this plan, and see how much free money they can get. There is still a lot of money to go around, and you should get your share.











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Read more > Free Government Money From Barack Obama-Apply Free Grants Money

Friday, 6 July 2012

Apply Free Government Grants-Free USA Government Grants 2012


Apply Free Government Grants-Free USA Government Grants 2012
The cost of living is going up everyday and the expense of attending any school or university is much higher than it was just a few years ago. With these expenses in mind, more and more students are looking for funding sources that can provide them with real money to help offset some of these higher expenses that college and universities are charging. From tuition, books, room and board and other costs of attending any type of school or educational institution, the need for financial help is very real and finding any of the 2012 Free Grants that are available and that you can qualify for could mean a lot to you and how you pay for attending your school or college.
Finding Free Grants and other sources of Grants for education and school purposes has never been easier since we now have the power of online search. The internet has made finding any type of school financial aid much easier because you can now find and locate funding sources and then see almost immediately if you qualify for that type of Free Grant or source of funds. There are many different types of Free Grants for 2012 and some of those will include the very popular Pell Grant program that is administered by the government as well as many other private and publish Free Grant programs that you need to check on to see if you can qualify for the funds. 
There are Free Grants and other funding sources for different type of students and or their degree fields. Many companies, both public and private, offer serious types of money and grants to students that fit their qualifications. Some require that you are involved in a certain type of industry or degree program to apply and receive the funds. Others hold local competitions for Free Grant Money and Scholarships that work well in local areas and communities.
Going back to the most popular of the Free Grants for 2012, the Pell Grant, you should make time and effort to see if you can qualify for any funds provided through the Pell Grant program because they have an upper limit in the $5,000 range at this time and these funds do not need to be paid back after you leave school. This is one of the most important parts to receiving or applying for Free Grants is that you do not have to be burdened with a repayment obligation. The upper limits of the 2012 Pell Grants could change and they often do because of how much funding is available for the college, schools and universities have to distribute to their students.
It is our recommendation that you start the search and application process early and do not give up. First of all, find the Free Government Grants and other programs that you qualify for and then set up a schedule for applying to all of them. The applications need to be very clean and neat and you need to be aware of any other supporting type of documents, essays or letters that the funding source may be requiring for this type of grant program. It is always a good idea to follow up after you have sent in your application to make sure they received it and if there is anything else you can provide to help your case or cause. It really pays to go overboard here with follow ups and checking to make sure you are in the loop.
The good news is that if you are reading this then you are looking ahead and have a jump on the many other thousands of students that will be looking for 2012 Free School Grants and other funding options. Some of the best ways to start your Free Grant search is with an online search. From there we recommend that you look around your own town or city to find the clubs, associations or organizations that offer Free Grants or Scholarships yearly to local students based on certain requirements. 
These are some of the best types of Free Grants and Student Money that you can find because there will not be thousands of other students applying. From there you want to look at your state level to see what is available for students living in your state and then if you are attending a school in your state. 
There are many great opportunities to find 2012 Free Personal Cash Grants if you set up your search routine like a real business and be very methodical about how you apply and follow up with each and every application.
We are not a direct funding source for Free Grants or any type of school loans or money. We do provide some free and useful information that might be able to help you organize your search for Free Grants and other sources of money for college or your education. Start early and understand that you could be competing against many other students for the same type of money or 2012 Free Student Grants so put your best foot forward with a clean, neat Free Grant Application supported with all information that is required and asked for. 
 Do not send in an application that is not complete just because you are tired or in a hurry to go out. If your application is not complete then put it aside until you have the time and energy to complete it in a professional and orderly fashion. Remember that you have serious competition for these funds and when trashy looking applications are received and compared to a nice, neat application, who is going to win? You get the picture. Start early and good luck with your 2012 Free Grants search and applications.











Visit to - http://freegrant-search.blogspot.com
Source - http://www.2012freegrants.com/
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Read more > Apply Free Government Grants-Free USA Government Grants 2012

Wednesday, 4 July 2012

Free Grants For Single Moms To Help Pay Bills-Apply For Free Money


Free Grants For Single Moms To Help Pay Bills-Apply For Free Money
So many people today are in debt. Some people say the average person in the US has about $8000 on average of credit debt. How do we get out of debt? Perhaps that is the one reason you are reading this article right now, you want to get out of debt. Or you need to find a way to pay for a better education in order to be able to live the life less troubled by debt.
If you are a single mom and you're wondering how you're going to be able to raise your kids on your own while suffering financially, you may find it encouraging to know that there is free money that you can access from the government. Many times you read information online or people claim you can get free grant money. Money you will never have to pay back. Is this true?
Yes, it is true. However, it does require action on your part. The first step is learning more about the type of money that is out there and available for you to use. There are in fact programs and yes grants that have been ear marked specifically for single mothers. But do not despair if you are not a single mom. There is money for everyone in financial need.
But obtaining these grants or finding the programs that will provide you with the funds to go back to school, finance a career, and help you take care of your family as a single parent, are not always easy to find.
The fact is even though the government sets aside millions of dollars by means of grants and programs for people to access and use for various reasons, they don't really want you to find it too easy to obtain. So requires a little digging.
So you find yourself in need of some financial aid in exchange for giving you some free money, you're going to need to invest a little bit of your time. Which at this point is obvious you're willing to do since you found yourself here.
What type of grants are available? There were all kinds of grants available. Federal, state, county, and city grants are available. There are even private funds and community groups that are willing to help you if you are a nonprofit organization. If you are a minority and especially if you're a woman you can qualify for a wide variety of grants.










Visit to- http://freegrant-search.blogspot.com
Article Source: http://EzineArticles.com/3814046
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Read more > Free Grants For Single Moms To Help Pay Bills-Apply For Free Money

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